Are these people taking frugality too far? Reusing Tea Bags I have a relative who always reuses her tea bags. Most people fall into three money-mind types, he said:
Respondents reported how their scrimping and splurging diverged from their desired spending habits. It can help to understand what type of money mindset both you and your spouse have, said Phil Jacobson, a managing director of the Rockford, Ill. In general, the researchers found that men are bigger tightwads than women; younger people are more likely to be spendthrifts than older people; and the more educated a person is, the more likely he or she is to cling on tightly to a dollar.
The resulting study, by Prof. If your spouse is a saver and you are a spender, your spouse might be frustrated that you are using money to buy things rather than setting cash aside for the future, he said. Do you have examples of your own to add of things that people do that are maybe a tad too frugal? The results also showed that males were three times more likely to be tightwads than females, who showed no bias toward either category.
Or maybe one spouse wants to help the children pay for their college education, but the other spouse would rather focus on saving for retirement. Jacobson said he often finds that people take too much risk with their investment portfolios.
If Grandma wants it, it goes in the cart, he says. Is there a point where being frugal turns into being a tightwad? Or is there something more to it?
The financial spouse might want to talk about strategies, while the nonfinancial spouse just wants to know in simple terms whether the couple has enough money, Jacobson said. Then, negotiate a budget that makes both of you comfortable, Klontz said. Story continues below advertisement But researcher Scott Rick from the University of Pennsylvania said they found it wasn't the cost of an item or someone's income level that had an impact on their spending.
Posted by: Dibar | on October 2, 2012
And because we spend more when it's on credit, tightwads should use their cards more often while spendthrifts should leave them at home. Jacobson said he often finds that people take too much risk with their investment portfolios.
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